ABSTRACT Along with human’s persisting pursuit to thermal comfort in cold weather, personal thermal materials are booming. As wearable materials, it is inevtiable that the intrinisc properties will suffer decline with increasing wash times. Therefore, it remians a sereve challenge to prepare a super-self cleaning and flame retardant material for personal thermal insulaton and heating. Here, a multifunctional PDMS/AgNWs/cellulose@SiO2 cellulose fabric is reported, via spraying AgNWs on cellulose fiber@SiO2 substrate and depositing PDMS successively. Metal nanowires able to effectively reflect IR radiation emitted by human body and possesses super-hydrophobic capability (up to 146.2) after modified by PDMS. In addition, due to the prominent concuctivty of metal nanowires, the laminated flexible membrane (MCF) could render the temperature up to 37.1℃ from room temperture driven by 5.0 voltage. Besides, the SiO2 nanoparcticles on substrate can not only increase surface roughness which benefits to form a hydrophobic interface but also present synergistic effect with PDMS and further constructed a flame retardant system. Apparently, the MCF has additional performance of outstanding bacteria free and super-slef cleaning, which could improve its life cycle, showing promising application in personal thermal management field. Keywords: super-self cleaning, electrothermal conversion, metal nanowires, personal thermal management, flame retardant.